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What people think about St. James Credit, LLC?
Used St. James Credit, LLC for the second time. The lender is legit. They always keep you informed on your loan. No hidden fees. You can always extend your loan. They are always there when I need extra money.
Osvaldo Daniel
Yesterday I needed $900 to cover car repair bills. I decided to apply via St. James Credit, LLC. They only approved me for $500 but the process itself was easy, and their rates were competitive.
Ashleigh Torp
Last week I urgently needed $900 to pay for a birthday gift. I filled out an application form via the website of St. James Credit, LLC. I entered the basic personal data. No phone calls. The desired loan was approved within 15 minutes. The money was sent to my bank account within 2 hours. Awesome service!
Prof. Stella Anderson
Important
Above there is information about a definite company. Below you can read common characteristics of payday loans.
Payday Loans in Gramercy, Louisiana
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to be eligible in Gramercy, Louisiana. The entire process is easy. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.
391%*
$350
Not Specified
30 days
Advantages of St. James Credit, LLC that offers payday loans in Gramercy, Louisiana
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your capabilities and repay your loan commitments punctually.
To get accepted for a payday loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Gramercy, Louisiana
All-State Credit Plan, LLC
115 Old Market St, St Martinville, LA 70582, USA
+1 (337) 394-9730
www.all-statecredit.com
Hancock Whitney Bank
1274 Bellview St, Morgan City, LA 70380, USA
+1 (800) 448-8812
www.hancockwhitney.com
Sabine State Bank and Trust Company
6206 Monroe Hwy, Ball, LA 71405, USA
+1 (318) 640-5340
www.sabinebank.com
ACE Cash Express
8988 Mansfield Rd, Shreveport, LA 71118, USA
+1 (318) 683-0063
www.acecashexpress.com
Speedy Bad Credit Loans
6127 Perlita St, New Orleans, LA 70122, USA
+1 (504) 370-0320
speedybcloans.com
Advance America
4213 E Judge Perez Dr Ste. E, Meraux, LA 70075, USA
+1 (504) 271-1062
www.advanceamerica.net