St. James Credit, LLC Payday Loans Review - Gramercy, Louisiana

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5 reviews
Loan agency in Gramercy, Louisiana

101 N Millet Ave, Gramercy, LA 70052, USA
+1 (225) 869-4300
www.stjamescredit.com
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM

Domain Info

Created Date

2019-03-25

Mailing Address

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

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Switzerland

Company Name

REDACTED FOR PRIVACY

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Contact Data

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REDACTED FOR PRIVACY

Testimonials

What people think about St. James Credit, LLC?

Below you see some of the opinions of our customers.
Note

Important

Above there is information about a definite company. Below you can read common characteristics of payday loans.

Payday Loans in Gramercy, Louisiana

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Payday loans are the easiest loans to be eligible in Gramercy, Louisiana. The entire process is easy. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of St. James Credit, LLC that offers payday loans in Gramercy, Louisiana

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or get cash. The money will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some individuals to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your capabilities and repay your loan commitments punctually.

To get accepted for a payday loan, you need to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the precise cost of the loan immediately.

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