Lenco Finance Inc Payday Loans Review - Gonzales, Louisiana

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1.9 10 reviews

1219 N Burnside Ave, Gonzales, LA 70737, USA
+1 (225) 644-5000
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
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Payday lenders are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Gonzales, Louisiana

Payday loans are a kind of loans taken out by payday lending company to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Gonzales, Louisiana is issued simply and quickly. The interest percentage is set depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Lenco Finance Inc help issue a loan in Gonzales, Louisiana?

  • 24/7 operation. Such online services allow you to deposit funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% refuse the request when lenders in Gonzales, la will assess other aspects like financial capabilities and approve a loan. This is a way to improve your credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

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Other Payday Lenders in Gonzales, Louisiana

ATM (Regions Bank)

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+1 (800) 734-4667

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Republic Finance

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National Loan Co of Bastrop

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+1 (318) 283-3000

Advance America

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+1 (337) 234-6916

www.advanceamerica.net

Hancock Whitney Bank

64243 Watts Road, LA-41, Pearl River, LA 70452, USA

+1 (800) 448-8812

www.hancockwhitney.com

Sabine State Bank and Trust Company

1340 Boone St, Leesville, LA 71446, USA

+1 (337) 392-9706

sabinebank.com

Southland Finance Co

2025 NE Evangeline Throughway, Lafayette, LA 70501, USA

+1 (337) 237-1001

Harbor Financial

Rayville, LA 71269, USA

Security Finance

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+1 (337) 893-2677

www.securityfinance.com