What people think about Universal Finance?
Previously I needed $1000 to cover medical bills. I decided to contact Universal Finance. They only approved me for $600 but the process itself was hassle-free, and their rates were favorable.
Mr. Dedric Bartell
Universal Finance seems nice. Applied twice. The first cash advance approved was small – $300, but next time the limit was increased to $900. Closed the loan early. The managers were caring, they gave speedy answers to all my questions. No issues. But their interest rates are average.
Leatha Ortiz
I want to say Many Thanks to the staff of Universal Finance. They offer quick solution to any sudden money problems. Love them for their immediate approval. Applied for a payday loan and got accepted although my credit was not perfect. I will surely use this service if I need money again.
Mavis Pfannerstill
Pay Attention
The previous three items charactirize a specific financial institution. But below you can read common data about payday loans.
Payday Loans in Deridder, Louisiana
A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Payday loans are the easiest loans to access in Deridder, Louisiana. The entire process is effortless. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.
391%*
$350
Not Specified
30 days
Advantages of Universal Finance that offers payday loans in Deridder, Louisiana
- Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for payday loans?
Payday loans for bad credit
If you have a bad credit rating you may still get accepted for a payday loan. Such loans are designed to help meet the needs of applicants with less than perfect credit scores. There are companies who may be pleased to offer you a payday loan even if you have a poor credit score. You will need a regular income to get approved for a bad credit payday loan.
To get approved for a loan, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your loan.
Other Payday Lenders in Deridder, Louisiana
Woodforest National Bank
39142 Natchez Dr STE 3, Slidell, LA 70461, USA
+1 (985) 641-3609
www.woodforest.com
Kroger Money Services
1421 S. Beglis, Sulphur, LA 70663, USA
+1 (337) 528-9913
moneyservices.kroger.com
Cash Magic Texas Pelican
2213 N Old Hwy 90, Vinton, LA 70668, USA
+1 (337) 589-6680
www.cashmagiccasino.com