Baton Rouge Telco Federal Credit Union Payday Loans Review - Denham Springs, Louisiana

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4.9 118 reviews

32839 LA-16, Denham Springs, LA 70706, USA
+1 (225) 924-8900
www.brtelco.org
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Testimonials

What people think about Baton Rouge Telco Federal Credit Union?

Below you get acquainted with some of the testimonials of our clients.
Note

Pay Attention

Now you can see general features of payday loans.

Payday Loans in Denham Springs, Louisiana

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 30 days.

Cash advance loans may turn out an easy and speedy solution to a short-term problem in Denham Springs, Louisiana. Loans from payday lenders can get you funds within a few hours. Your APR will depend on a few things.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Baton Rouge Telco Federal Credit Union that offers payday loans in Denham Springs, Louisiana

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval chances. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then click “Submit” and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

18%
Treatment

13%
Vacation

10%
Clothes

8%
Home improvement

8%
Debt Consolidation

5%
Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a poor credit history an increased opportunity to get approved for such loans. A payday loan may be the only loan available for some clients to help them out of fix. If you take out such a loan, it is critical that you always borrow within your budget and pay off your loan commitments as agreed in the contract.

To get accepted for a payday loan, you have to comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the real APR of your loan.

Let's see

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