Business First Bank Payday Loans Review - Denham Springs, Louisiana

Your personal information is safe with us

5 reviews

Organization owner?

31635 LA-16, Denham Springs, LA 70726, USA

+1 (225) 791-5850

www.b1bank.com

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5:02PM

Saturday

Closed

Domain Info

Mailing Address

500 Laurel St

BATON ROUGE

70801-1811

United States

Feedback about Business First Bank?

Here you read the feedback of our customers.

Note

Pay Attention

Payday lenders are provided in the first three points. Below info defines common information about payday loans.

Payday Loans in Denham Springs, Louisiana

Payday loans are a type of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

This financial product in Denham Springs, Louisiana is issued easily and fast. The interest percentage is specified considering the category of the client: the more loans are successfully repaid, the more reasonable terms will be offered to you.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Business First Bank help issue a loan in Denham Springs, Louisiana?

Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online form with personal data. It will take several minutes to process the form. The money are deposited in 24 business hours.
The approval level is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

23%

Healthcare Bills

26%

Traveling

20%

Car Repair

Clothes

10%

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is reviewed by financial institutions. Payday lenders in Denham Springs, la review this circumstance not a hindrence to issue a loan. The borrower of a payday loan should be ready to objectively assess financial abilities, take out a loan, repay the debt on schedule and not only handle current problems, but improve the credit score.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will provide the cost of the loan. It takes seconds to see the outcome.

Let's see