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What people think about First Guaranty Bank?
Recently I experienced the most unexpected situation in my life. I urgently needed $700 to cover medical bills. This company assisted me immediately. They were the only company that accepted me for the necessary amount. I dealt with all my troubles. I will surely recommend this company to my family. Best service ever.
Evie Donnelly DVM
It decided to fix my credit because I had no chances of getting approved for a mortgage. So I applied for a payday loan via First Guaranty Bank. Took out 2 small loans, one after another, and repaid them on time. My credit history improved! It worked! Very nice lender.
Giovanny Roberts
First Guaranty Bank rescued me in a hopeless time. They approved me for a cash advance although I had credit problems. The process was as easy as possible and speedy. I appreciate their 24/7 customer support service and affordable rates. I will 100% recommend this site to my family and friends.
Prof. Constantin Deckow
I applied for the first loan in my life, was approved in 10 minutes despite the fact that I had debts already. I repaid it before the due date. Love this lender for their reasonable rates. Other lenders in my city charge sky high interest!
Mr. Clyde Daniel
I recommend First Guaranty Bank to everyone who need extra money. I’ve been using them for 3rd time. Always exceptional service!
Prof. Sigmund Legros
Pay Attention
The previous three items charactirize a definite company. But below you can read general data about payday loans.
Payday Loans in Denham Springs, Louisiana
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods typically do not exceed 30 days.
It is simple and fast to get approved for payday loans in Denham Springs, Louisiana. The APR will be set specifically for each applicant and will depend on the personal information the client provided.
391%*
$350
Not Specified
30 days
Advantages of First Guaranty Bank that offers payday loans in Denham Springs, Louisiana
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The money will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to submit the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few easy loan products available to people with a bad credit score. Payday loan approvals depend very much on other aspects. Payday companies will check your wages and subtract all your expenses. Typically, your score won’t be affected by a payday loan, as long as you repay it in full and in good time.
To get approved for a payday loan, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the real cost of the loan immediately.
Other Payday Lenders in Denham Springs, Louisiana
Navy Federal Credit Union
501 O'Bannon St Ste 110, New Orleans, LA 70114, USA
+1 (888) 842-6328
www.navyfederal.org
Advance America
2831 Gerstner Memorial Dr, Lake Charles, LA 70601, USA
+1 (337) 477-6085
www.advanceamerica.net
First Federal Bank Of Louisiana
640 Sam Houston Jones Pkwy, Lake Charles, LA 70611, USA
+1 (337) 855-4545
www.ffbla.bank
Delta Financial Services
5041 LA-19 STE B, Zachary, LA 70791, USA
+1 (225) 658-0300
www.deltafinancial.net
Edward Jones - Financial Advisor
28955 Walker South Rd #200, Walker, LA 70785, USA
+1 (225) 664-0237
www.edwardjones.com
All-State Credit Plan, LLC
5589 I 49 Rd S, Opelousas, LA 70570, USA
+1 (337) 407-1100
www.all-statecredit.com