Capital One Bank Payday Loans Review - Covington, Louisiana

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4.8 10 reviews

Organization owner?

1040 N Collins Blvd, Covington, LA 70433, USA

+1 (985) 624-4300

locations.capitalone.com

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Domain Info

Mailing Address

15000 Capital One Drive

Richmond

23285

United States

Contact Data

domainmgr@capitalone.com

+1.8042298312

+1.8047627888

Testimonials

Feedback about Capital One Bank?

Here you get acquainted with the feedback of our clients.

Note

Pay Attention

Further there will be given the details about not a certain lender. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Covington, Pennsylvania

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small loan is approved: $100-$1,000.

Payday loans in Covington, Pennsylvania are taken out hassle-free. The interest percentage is conditional on the client's person-related data: if you cover obligations for more payday loans, the more favorable terms and rates payday lending companies offer.

APR

6% APR small loan cap

How will Capital One Bank help take out a payday loan in Covington, Pennsylvania?

24/7 operation. Such Internet services allow you to credit funds at any time. Money are issued day and night. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled out and processed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.

Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

53%

Healthcare Bills

60%

Traveling

45%

Car Repair

15%

Clothes

23%

Get Started

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor reviewed by financial institutions is called as bad credit history. But this hindrence is not reviewed as the only one by lenders to take out a loan. The lending company process many aspects such as financial solvency to approve the form. Payday loans in Covington, Pennsylvania may help improve your credit history.

The following general points will be estimated before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to know the APR of the loan, you are welcome to use the calculator. It will define the cost of the cash advance.

Let's see