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What people think about First Guaranty Bank?
They only ask for an ID to apply. Last month I was fined and needed extra funds to survive. These guys saved me although I had a low credit score. Online and transparent application. Very happy!!
Rupert Aufderhar DDS
Last week I urgently needed $1000 to pay for a birthday gift. I submitted an application form via the website of First Guaranty Bank. I entered the basic personal data. No phone calls. The requested loan was approved within a couple of minutes. The money was transferred to my bank account within 3 hours. Great website!
Clarabelle Raynor
The process was convenient, speedy. No guarantors needed. Thank you so much. Love their online customer support. No problems. Would use again.
Candido Beahan
Good website with competitive rates. They money the same day, as I expected. I will use First Guaranty Bank again if I need financial assistance.
Ms. Tania Robel Sr.
First Guaranty Bank seems credible. They rescued me twice. The first cash advance approved was small – $200, but next time the limit was increased to $900. Closed the loan as agreed. The staff were amazing, they gave speedy answers to all my questions. No complaints. But their interest rates are average.
Betty Gibson
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Now you can see general features of payday loans.
Payday Loans in Bossier City, Louisiana
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
Payday loans in Bossier City, Louisiana is are simple to access. The APR is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
391%*
$350
Not Specified
30 days
Advantages of First Guaranty Bank that offers payday loans in Bossier City, Louisiana
- Apply around the clock. You can use the online service 24/7. The necessary funds will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the lender’s decision.
Why people take out cash advances?
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give borrowers with a bad credit rating an increased chance to get approved for short-term loans. A payday loan may be the only financial product available for some borrowers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and pay back your loan commitments in a timely manner.
To get accepted for a cash advance, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your payday loan.
Other Payday Lenders in Bossier City, Louisiana
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+1 (337) 477-7999
expressloansofamerica.com
Feliciana Bank and Trust Company
10926 Plank Rd, Clinton, LA 70722, USA
+1 (225) 334-8054
www.felicianabank.com
Joe Banks Drywall & Acoustics
107 Broadway St, Mangham, LA 71259, USA
+1 (318) 248-2191
www.joebanksdrywall.com