The First Bank Payday Loans Review - Bogalusa, Louisiana

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2.6 5 reviews

600 N Columbia St, Bogalusa, LA 70427, USA
+1 (985) 735-6551
www.thefirstbank.com
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM

Domain Info

Created Date

1996-08-31

Mailing Address

PO BOX 15549

HATTIESBURG

MS

39404-5549

United States

Company Name

The First, A National Banking Association

The First, A National Banking Association

Contact Data

awatts@thefirstbank.com

+1.9999999999

+1.9999999999

Testimonials

Feedback about The First Bank?

Here you see the reviews of our clients.
Note

Pay Attention

Above-defined info provides the details about a exact lender. Below-specified info is oriented on common information about payday loans.

Payday Loans in Bogalusa, Louisiana

According to the definiftion, a payday loan is a lending option issued for a short period: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Bogalusa, Louisiana is taken out easily and quickly. The interest percentage is set considering the category of the customer: the more loans are successfully paid back, the more reasonable terms will be ensured to you.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will The First Bank help issue a loan in Bogalusa, Louisiana?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Bogalusa, Louisiana. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a way to improve your bad credit rating into a favorable one.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a real cost of the loan.

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