What people think about On Time Cash?
They approve applicants instantly and transfer funds the same day. But beware – they charge high penalties for delayed payments. I recommend that you be a responsible borrower! Do not repeat my mistake!
Miss Berenice Bayer
I needed $1000 to buy a bike. The only way out was to apply for a cash advance. Found a lot of loan providers online. On Time Cash seemed the most transparent lender in Baton Rouge.
Dr. Eddie Dietrich
Was invited to a birthday party but was broke at that time. A friend recommended me to apply for a loan via On Time Cash. And I did. This was the best decision! Yes, the APR was high but I think it’s because I had no credit. In general, The process was very easy.
Dr. Rylee Schneider Sr.
The process was trouble-free, speedy. No collateral needed. Thank you so much. Love their 24/7 customer support. No complaints. Would apply again.
Emil Considine
Important
Below you can see general information about payday loans and their common features.
Payday Loans in Baton Rouge, Louisiana
A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Online cash advance loans can be the right solution to your temporary financial issues in Baton Rouge , Louisiana because they are easily approved and easily paid off. Your APR will depend on your state law or on the payday lender's policy.
391%*
$350
Not Specified
30 days
Advantages of On Time Cash that offers payday loans in Baton Rouge, Louisiana
- 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
- High approval rates. 94% of applicants are approved.
- Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
Submit your application to recieve a loan offer, then review its terms and rates.
Why people apply for cash advances?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a poor credit score. Payday loan approvals depend very much on specific factors. Lenders will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in good time.
To get approved for a loan, you must comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Find out the annual percentage rate right now. Use this online calculator to specify the definite cost of your payday loan. It only takes a couple of seconds to become informative even before applying.
Other Payday Lenders in Baton Rouge, Louisiana
Republic Finance
1412 Farmerville Hwy Ste 5, Ruston, LA 71270, USA
+1 (318) 254-8833
locations.republicfinance.com
