Essential Federal Credit Union Payday Loans Review - Baton Rouge, Louisiana

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3.1 42 reviews

6725 Siegen Ln k, Baton Rouge, LA 70809, USA
+1 (888) 369-2207
Saturday
9AM–12PM
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM
Friday
8AM–5PM
Testimonials

Feedback about Essential Federal Credit Union?

Here you grapple with the feedback of our customers.
Note

Pay Attention

Above-shown info offers the details about a exact lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Baton Rouge, Louisiana

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Problem-free financial products are considered as payday loans in Baton Rouge, la. They are issued at individual interest rates. They depend on personal data. It is also important to pay off as much payday loans as possible.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Essential Federal Credit Union help issue a loan in Baton Rouge, Louisiana?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the store is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by banks before taking out a loan. But banks almost 100% deny the application when lenders in Baton Rouge, la will assess other aspects like payment abilities and approve a payday loan. This is a way to enhance your credit history.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a real cost of the payday loan.

Let's see

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Evangeline Bank and Trust Company

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Check Into Cash

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Acadiana Check Advance Inc

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Mansfield Finance Services

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Bayou Financial Services

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Money Tree of Louisiana Inc

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Home Bank

102 S Adams St, Welsh, LA 70591, USA

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www.home24bank.com