Bayou State Credit Inc Payday Loans Review - Baton Rouge, Louisiana

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5 2 reviews
Loan agency in Baton Rouge, Louisiana
Organization owner?
9930 Florida Blvd ste c, Baton Rouge, LA 70815, USA
+1 (225) 926-6140
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5PM
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Testimonials

What people think about Bayou State Credit Inc?

Below you find some of the testimonials of our clients.

Thank you for the amazing service. Your managers guided me throughout the process. It’s cool that you only need an ID to get approved.

Roscoe Hirthe

Bayou State Credit Inc rescued me in a desperate time. They approved me for a loan although I had credit problems. The process was straightforward and speedy. I wanna say thanks for their competent customer support service and acceptable rates. I will definitely recommend this online lender to my family and friends.

Nina Jaskolski

It needed to fix my credit because I had no chances of getting accepted for a agriculture loan. So I applied for a cash advance via Bayou State Credit Inc. Took out 2 small loans, one after another, and repaid them as agreed. My credit score improved! It worked! Very happy.

Mr. Keyon Beer I

They only ask for an ID to verify you. Last year I was broke and needed extra funds to survive. These guys approved me although I had a bad credit score. Fast and safe process. Very happy!!

Prof. Aliza Bahringer I

Note

Important

The previous three items describe a precise lender. But below you can read general data about payday loans.

Payday Loans in Baton Rouge, Louisiana

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get approved for payday loans in Baton Rouge, Louisiana. The APR will be set specifically for each person and will depend on the personal information the consumer provided.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

Advantages of Bayou State Credit Inc that offers payday loans in Baton Rouge, Louisiana

  • 24/7 application. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following information:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to get a loan offer from one of the lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Payday loans are perfect for consumers with a credit report that's less than spotless, or who have little to no credit history. Bad credit history may prevent you from getting approved for a bank loan. Payday lenders in Baton Rouge, la work with people with bad credit. You can apply for a bad credit payday loan on the net around the clock and if accepted could have the funds in your account within a few hours.

To get accepted for a payday loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to find out the exact cost of the loan even before applying.

Let's see

Other Payday Lenders in Baton Rouge, Louisiana

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Jefferson Financial Credit Union

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World Finance

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Fidelity Bank

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locations.bankwithfidelity.com

Madison Loans

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ATM (Regions Bank)

110 Belle Terre Blvd, Laplace, LA 70068, USA

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The Cottonport Bank

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+1 (318) 253-9612

www.cottonportbank.com

First Guaranty Bank

455 W Railroad Ave, Independence, LA 70443, USA

+1 (888) 375-3093

www.fgb.net