Check Exchange Payday Loans Review - Baton Rouge, Louisiana

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1 reviews
Loan agency in Baton Rouge, Louisiana
Organization owner?
11441 Florida Blvd, Baton Rouge, LA 70815, USA
+1 (225) 272-5490
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–6PM
Tuesday
9AM–6PM
Wednesday
9AM–6PM
Thursday
9AM–6PM
Friday
9AM–6PM
Testimonials

Feedback about Check Exchange?

Here you get acquainted with the feedback of our clients.

Yesterday I needed extra money, I decided to contact Check Exchange. They quickly approved the amount needed, and besides, they offered good terms at a low interest rate.

Brady Greenfelder

I took the first loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Eugene Kulas

Thanks to the staff for the reliable service. They helped out in difficult times. For application you only need an ID.

Prof. Ryann Ortiz II

Good service with a favorable percentage. Money deposited immediately, I always use Check Exchange.

Miss Leanne Bosco V

Yesterday I needed extra money, I decided to contact Check Exchange. They quickly approved the amount needed, and besides, they offered good terms at a low interest rate.

Brady Greenfelder

I took the first loan, I was approved in a couple of minutes, despite the fact that I had an overdue loan at the bank. I paid it off on time, but there was an opportunity to renew the payment and return the cash advance in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Eugene Kulas

Thanks to the staff for the reliable service. They helped out in difficult times. For application you only need an ID.

Prof. Ryann Ortiz II

Good service with a favorable percentage. Money deposited immediately, I always use Check Exchange.

Miss Leanne Bosco V

Note

Pay Attention

Above-defined info provides the details about a exact lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Baton Rouge, Louisiana

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Baton Rouge, la. They are issued at individually-set interest rates. They depend on personal data. It is also significant to pay back as much payday loans as possible.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Check Exchange help take out a loan in Baton Rouge, Louisiana?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are issued day and night. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Get Started
Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is estimated by microfinance organizations before taking out a loan. But banks almost 100% deny the request when lenders in Baton Rouge, la will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the annual percentage rate. This is a real cost of the loan.

Let's see

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