Speedy Cash Payday Loans Review - Baton Rouge, Louisiana

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3.8 65 reviews
Loan agency in Baton Rouge, Louisiana

10828 Florida Blvd, Baton Rouge, LA 70815, USA
+1 (225) 275-1542
www.speedycash.com
Thursday
8AM–8PM
Friday
(Good Friday)
8AM–8PM
Hours might differ
Saturday
8AM–8PM
Sunday
(Easter)
Closed
Monday
8AM–8PM
Tuesday
8AM–8PM
Wednesday
8AM–8PM
Testimonials

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Here you see the reviews of our customers.
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Pay Attention

Above-defined info provides the details about a certain lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Baton Rouge, Louisiana

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in Baton Rouge, Louisiana is taken out simply and fast. The interest rate is defined considering the category of the client: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

391%*

Max Loan

$350

Min Term

Not Specified

Max Term

30 days

How will Speedy Cash help take out a loan in Baton Rouge, Louisiana?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Payday lenders in Baton Rouge, la review this circumstance not an obstacle to take out a loan. The borrower of a cash advance should be prepared to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only solve current difficulties, but improve the credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will define the cost of the loan.

Let's see

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