Pelican State Credit Union Payday Loans Review - Alexandria, Louisiana

Your personal information is safe with us
4.7 11 reviews

4520 Lee St, Alexandria, LA 71302, USA
+1 (318) 442-4772
www.pelicanstatecu.com
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM

Domain Info

Created Date

1998-10-20

Mailing Address

11585 LAKE SHERWOOD AVE N

BATON ROUGE

LA

70816-4081

United States

Company Name

Pelican State Credit Union

Pelican State Credit Union

Contact Data

cmorgan@intersurf.com

+1.2252958465

+1.9999999999

Testimonials

Feedback about Pelican State Credit Union?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Lending companies are described in the first three points. Below info specifies shared information about payday loans.

Payday Loans in Alexandria, Pennsylvania

Payday loan is taken out for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.

Such financial products as payday loan in Alexandria, Pennsylvania is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a borrower will get.

APR

6% APR small loan cap

How will Pelican State Credit Union help issue a payday loan in Alexandria, Pennsylvania?

  • 24/7 service. Such Internet services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

11%
Healthcare Bills

12%
Traveling

9%
Car Repair

3%
Clothes

5%
Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is considered by microfinance organizations before taking out a loan. But banks almost 100% deny the application when lenders in Alexandria, pa will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit history.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its exact cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Alexandria, Louisiana

Woodforest Bank

2050 N Mall Dr, Alexandria, LA 71301, USA

+1 (318) 442-4382

www.woodforest.com

National Loan Co of Minden Inc

717 Main St, Minden, LA 71055, USA

+1 (318) 371-9001

Advance America

6770 W Park Ave, Houma, LA 70364, USA

+1 (985) 857-9441

www.advanceamerica.net

Federick Finance

301 N Cedar St, Tallulah, LA 71282, USA

+1 (318) 574-4700

World Finance

1006 N Julia St, Rayville, LA 71269, USA

+1 (318) 661-2405

www.loansbyworld.com

Regions Bank

301 W Pine St, Ponchatoula, LA 70454, USA

+1 (985) 321-1980

www.regions.com

LendNation

910 S Vienna St Ste 7, Ruston, LA 71270, USA

+1 (318) 242-7487

www.lendnation.com

Walmart Money Center

Shreveport, LA 71115, USA

+1 (318) 681-1222

www.walmart.com

Finance Service of Thibodaux

1103 St Mary St, Thibodaux, LA 70301, USA

+1 (985) 446-3088