Heritage Bank Payday Loans Review - Williamstown, Kentucky

Your personal information is safe with us
3 2 reviews

229 S Main St, Williamstown, KY 41097, USA
+1 (859) 428-7511
www.ourheritage.bank
Sunday
Closed
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–5PM
Friday
8AM–6PM
Saturday
9AM–12PM
Testimonials

What people think about Heritage Bank?

Below you see some of the reviews of our clients.
Note

Important

Now you can see general aspects of payday loans.

Payday Loans in Williamstown, New York

Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Williamstown, New York. The interest rate will be set specifically for each person and will depend on the personal data the person provided.

APR

25% small loan cap

Advantages of Heritage Bank that offers payday loans in Williamstown, New York

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of loan providers.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies applicants from getting a bank loan. Payday loans give individuals with a poor credit rating an increased chance to get approved for short-term loans. A payday loan may be the only loan available for some people to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your capabilities and repay your loan commitments in a timely manner.

To get approved for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the APR and learn the real cost of the payday loan immediately.

Let's see

Other Payday Lenders in Williamstown, Kentucky

Community Trust Bank

2101 29th St, Ashland, KY 41101, USA

+1 (606) 329-6600

www.ctbi.com

First National Bank

9844 US-60, Rush, KY 41168, USA

+1 (606) 474-2000

fnbgrayson.com

River City Pawn

710 E Center St, Madisonville, KY 42431, USA

+1 (270) 821-8330

www.rivercitypawnshops.com

CheckSmart

10023 Dixie Hwy, Louisville, KY 40272, USA

+1 (502) 935-9905

www.ccfi.com

Edward Jones - Financial Advisor: Jake Williams

3201 Lafayette Rd, Hopkinsville, KY 42240, USA

+1 (270) 885-5000

www.edwardjones.com

Advance America

106 Kentucky Home Square, Bardstown, KY 40004, USA

+1 (502) 350-3310

www.advanceamerica.net

The Farmers Bank of Milton

41 Ferry St, Milton, KY 40045, USA

+1 (502) 268-5256

www.fbmilton.com

Heartland Bank

2500 Chamber Center Dr, Fort Mitchell, KY 41017, USA

+1 (859) 341-2265

www.heartland.bank

Advance America

14949 US-25E Scenic #2, Corbin, KY 40701, USA

+1 (606) 258-8148

www.advanceamerica.net