Citizens Commerce Bank Payday Loans Review - Versailles, Kentucky

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3 6 reviews

231 S Main St, Versailles, KY 40383, USA
+1 (859) 879-9455
www.citizenscommerce.com
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM

Domain Info

Created Date

1998-08-17

Mailing Address

KY

United States

Company Name

CITIZENS COMMERCE NATIONAL BANK

CITIZENS COMMERCE NATIONAL BANK

Testimonials

Feedback about Citizens Commerce Bank?

Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Further there will be presented the details about not a definite lending company. The information below will explain common information about payday loans and its specific features.

Payday Loans in Versailles, New York

Payday loans are a kind of loans issued by payday lending company to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

This financial product in Versailles, New York is issued easily and fast. The interest percentage is set considering the category of the borrower: the more loans are successfully paid off, the more attractive terms will be ensured to you.

APR

25% small loan cap

How will Citizens Commerce Bank help take out a payday loan in Versailles, New York?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Funds are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Versailles, New York. The lending company will assess many points to qualify such as solvency. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the payday loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

Let's see

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