K Y Cash Advance Payday Loans Review - Richmond, Kentucky

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5 4 reviews
Loan agency in Richmond, Kentucky

620 Eastern Bypass E, Richmond, KY 40475, USA
7 years in business
+1 (859) 625-1111
www.kycash.net
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM

Domain Info

Created Date

2005-12-02

Mailing Address

Kentucky

United States

Company Name

KY Cash Advance

KY Cash Advance

Testimonials

What people think about K Y Cash Advance?

Below you get acquainted with some of the opinions of our customers.
Note

Important

The above-given information provides the details about a certain lender. The information below is about general information about payday loans.

Payday Loans in Richmond, Massachusetts

A payday loan is a short-term loan that can help you deal with immediate money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Richmond, Massachusetts. Loans from payday lenders can get you funds quickly. Your APR will depend on a few things.

APR

23% small loan cap

Advantages of K Y Cash Advance that offers payday loans in Richmond, Massachusetts

  • Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit score an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some people to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and pay off your loan commitments in good time.

To get approved for a cash advance, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the annual percentage rate. It’s easy to learn the real cost of the loan even before applying.

Let's see

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