U.S. Bank Branch Payday Loans Review - Richmond, Kentucky

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521 Lancaster Ave, Richmond, KY 40475, USA
+1 (859) 622-4033
Monday
10AM–3PM
Tuesday
10AM–3PM
Wednesday
10AM–3PM
Thursday
10AM–3PM
Friday
10AM–3PM
Saturday
Closed
Sunday
Closed
Testimonials

What people think about U.S. Bank Branch?

Below you read some of the reviews of our clients.
Note

Important

Below you can review general information about payday loans and their common aspects.

Payday Loans in Richmond, Massachusetts

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may be an easy and speedy solution to a short-term problem in Richmond, Massachusetts. Loans from payday lenders can get you funds same day. Your APR will depend on a few factors.

APR

23% small loan cap

Advantages of U.S. Bank Branch that offers payday loans in Richmond, Massachusetts

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to provide the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still get approved for a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are lenders who may be happy to offer you a payday loan even if you have a bad credit score. You will need a steady income to get accepted for a bad credit payday loan.

To get accepted for a cash advance, you need to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

Other Payday Lenders in Richmond, Kentucky

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First Financial Credit

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PNC Mortgage

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Edward Jones - Financial Advisor: Ryan D Rice

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+1 (606) 836-0806

www.edwardjones.com

Walmart Money Center

120 Jill St, Berea, KY 40403, USA

+1 (859) 986-2324

www.walmart.com

Planters Bank ATM

208 N Jefferson St, Princeton, KY 42445, USA

+1 (270) 365-1820

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World Finance

906 US Hwy 68, Maysville, KY 41056, USA

+1 (606) 564-0888

www.loansbyworld.com

Cash Express

1145 E New Circle Rd, Lexington, KY 40505, USA

+1 (859) 246-3094

www.cashexpressllc.com