Central Bank & Trust Co. Payday Loans Review - Richmond, Kentucky

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2 7 reviews

350 W Main St, Richmond, KY 40475, USA
+1 (859) 625-6500
www.centralbank.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Testimonials

Feedback about Central Bank & Trust Co.?

Here you see the feedback of our customers.
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Above-shown info provides the details about a definite lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in Richmond, Massachusetts

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small amount is approved: $100-$1,000.

This financial product in Richmond, Massachusetts is issued easily and fast. The interest percentage is set considering the category of the client: the more loans are successfully paid back, the more reasonable terms will be offered to you.

APR

23% small loan cap

How will Central Bank & Trust Co. help take out a payday loan in Richmond, Massachusetts?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The deposit will be sent to a account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

19%
Healthcare Bills

22%
Traveling

17%
Car Repair

6%
Clothes

8%
Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to take out a loan in Richmond, Massachusetts. The company will estimate many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

Let's see

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