Citizens National Bank Payday Loans Review - Pikeville, Kentucky

Your personal information is safe with us

5 3 reviews

Organization owner?

4367 N Mayo Trail, Pikeville, KY 41501, USA

+1 (606) 432-7188

www.wercitizens.bank

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Friday

9AM–5PM

Saturday

Closed

Domain Info

Feedback about Citizens National Bank?

Here you read the reviews of our customers.

Note

Pay Attention

The first three points show the certain lending company. In other turn, below-specified info makes users grapple with general information about payday loans.

Payday Loans in Pikeville, North Carolina

Payday loans are a kind of loans taken out by payday lender to individuals for a short period of time - usually 2 to 3 weeks. It is issued a small amount: $100-$1,000.

Such financial products as payday loan in Pikeville, North Carolina is issued easily and fast for a short term: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more cash advance you pay back off, the more favorable rates a borrower will get.

APR

36% APR small loan cap

How will Citizens National Bank help take out a loan in Pikeville, North Carolina?

Round the clock service. Every customer may contact the service round the clock. The borrowed money will be transfered to account. You won't be asked to visit any department.
No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
Online form. You have to fill out an online application only. It will be considered within minutes. The funds are credited in 24 business hours.
Fast and high approval percentage. The positive offer counts almost 98%.
Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and bad credit won't be a hindrance to take out a cash advance from online lenders.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

44%

Healthcare Bills

50%

Traveling

38%

Car Repair

13%

Clothes

19%

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to issue a cash advance. Payday lenders do not consider this factor the only one to take out a loan in Pikeville, North Carolina. The lending company will assess many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.

The following general points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the annual percentage rate of the payday loan, you are welcome to use the calculator. It will specify the cost of the loan.

Let's see