Navy Federal Credit Union Payday Loans Review - Oak Grove, Kentucky

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4.1 25 reviews

205 Claire Ave, Oak Grove, KY 42262, USA
+1 (888) 842-6328
www.navyfederal.org
Tuesday
8:30AM–5PM
Wednesday
8:30AM–5PM
Thursday
8:30AM–5PM
Friday
8:30AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
8:30AM–5PM
Testimonials

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Pay Attention

Above there are details about a exact lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Oak Grove, Kentucky

A short-term lending option is known as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Oak Grove, Kentucky is taken out simply and fast. The interest percentage is defined considering the category of the borrower: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Navy Federal Credit Union help take out a loan in Oak Grove, Kentucky?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The transfer will be sent to a bank account, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by payday lenders before taking out a loan. But banks almost 100% deny the request when lenders in Oak Grove, ky will assess other aspects like solvency and approve a payday loan. This is a way to enhance your credit rating.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The APR will provide the cost of the payday loan. It takes seconds to see the result.

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