Peoples Bank & Trust Co Payday Loans Review - Mount Vernon, Kentucky

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2 reviews

350 Richmond St, Mt Vernon, KY 40456, USA
+1 (606) 256-2302
www.whitakerbank.com
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–4PM

Domain Info

Created Date

1998-01-28

Mailing Address

2233 EXECUTIVE DR

LEXINGTON

KY

40505-4809

United States

Company Name

Whitaker Bank Corporation of Kentucky

Whitaker Bank Corporation of Kentucky

Contact Data

domuser@whitakerbank.com

+1.8592936005

+1.8592932368

Testimonials

Feedback about Peoples Bank & Trust Co?

Here you read the feedback of our customers.
Note

Pay Attention

Payday lenders are shown in the first three points. Below info offers shared information about payday loans.

Payday Loans in Mount Vernon, New York

A short-term loan is considered as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts range from $100-$1,000.

This financial product in Mount Vernon, New York is taken out easily and fast. The interest rate is set respecting the category of the borrower: the more loans are successfully repaid, the more favorable terms will be guaranteed to you.

APR

25% small loan cap

How will Peoples Bank & Trust Co help take out a payday loan in Mount Vernon, New York?

  • Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be credited to bank account. You won't be asked to visit any department.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill in an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval rate. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to issue a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to take out a cash advance from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is reviewed by lenders before issuing a loan. But banks almost 100% refuse the request when lenders in Mount Vernon, ny will assess other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a exact cost of the loan.

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