First State Bank Payday Loans Review - McDaniels, Kentucky

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5 10 reviews

9666 KY-259, McDaniels, KY 40152, USA
+1 (270) 257-2317
www.firststatebankky.com
Friday
8AM–3PM
Saturday
8AM–12:30PM
Sunday
Closed
Monday
8AM–3PM
Tuesday
8AM–3PM
Wednesday
Closed
Thursday
8AM–3PM
Testimonials

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Further there will be given the details about not a definite lender. The information below will define shared information about payday loans and its specific aspects.

Payday Loans in McDaniels, Kentucky

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Payday loans in McDaniels, Kentucky are taken out problem-free. The interest rate is dependent on the client's personal information: if you cover obligations for more payday loans, the more efficient terms and rates payday lending companies guarantee.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will First State Bank help issue a loan in McDaniels, Kentucky?

  • 24/7 service. Such online services allow you to deposit funds at any time. Funds are taken out around the clock. The transfer will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is credited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a bad credit does not guarantee denial.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get a proposal from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Lenders in McDaniels, ky review this circumstance not a hindrence to issue a loan. The client of a payday loan should be ready to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only solve current difficulties, but improve the credit rating.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its exact cost. This calculator will show the APR of the loan.

Let's see

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Swan Financial

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Cash Express

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Heritage Bank

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Abound Credit Union

2345 Gary Farm Blvd, Bowling Green, KY 42104, USA

+1 (800) 285-5669

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Woodforest National Bank

1201 Morgantown Rd, Bowling Green, KY 42101, USA

+1 (270) 392-3818

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River Valley AgCredit

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+1 (270) 247-5665

www.rivervalleyagcredit.com

Owingsville Banking Co

20 Main St, Salt Lick, KY 40371, USA

+1 (606) 683-3811

www.bankobc.com