Magnolia Bank Inc Payday Loans Review - Magnolia, Kentucky

Your personal information is safe with us

3.7 3 reviews

Organization owner?

4910 S L and N Turnpike, Magnolia, KY 42757, USA

+1 (270) 324-3226

www.magnoliabank.com

Wednesday

8:30AM–4PM

Thursday

8:30AM–4PM

Friday

8:30AM–5PM

Saturday

Closed

Sunday

Closed

Monday

8:30AM–4PM

Tuesday

8:30AM–4PM

Domain Info

Feedback about Magnolia Bank Inc?

Here you grapple with the reviews of our clients.

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Magnolia, New Jersey

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Problem-free financial products are considered as payday loans in Magnolia, nj. They are issued at individually-set interest rates. They depend on customer's data. It is also important to repay as much payday loans as possible.

APR

30% usury cap

How will Magnolia Bank Inc help issue a payday loan in Magnolia, New Jersey?

24/7 operation. Such Internet services allow you to credit funds at any time. Funds are taken out around the clock. The loan will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee denial.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

25%

Healthcare Bills

28%

Traveling

21%

Car Repair

Clothes

11%

Get Started

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by banks before issuing a loan. But banks almost 100% deny the request when lenders in Magnolia, nj will assess other aspects like financial capabilities and approve a cash advance. This is a way to enhance your credit history.

The following common points will be rated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The APR will specify the cost of the payday loan. It takes seconds to see the outcome.

Let's see