CheckSmart Payday Loans Review - Louisville, Kentucky

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4.3 9 reviews
Loan agency in Louisville, Kentucky

5921 Terry Rd, Louisville, KY 40216, USA
+1 (502) 447-4744
www.ccfi.com
Friday
(Good Friday)
8AM–8PM
Hours might differ
Saturday
8AM–4PM
Sunday
(Easter)
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

Feedback about CheckSmart?

Here you get acquainted with the feedback of our clients.
Note

Pay Attention

Lending companies are shown in the first three points. Below info defines common information about payday loans.

Payday Loans in Louisville, Georgia

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

It is easy and quick to issue loans in Louisville, Georgia. The rates are set on an individual basis: if a client repays as much loans as possible, he will be offered one of the most reasonable terms and rates.

APR

10% small loan cap

How will CheckSmart help issue a payday loan in Louisville, Georgia?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to review the application. The funds are transferred in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is reviewed by microfinance organizations before taking out a loan. But banks almost 100% refuse the request when lenders in Louisville, ga will estimate other aspects like solvency and approve a loan. This is a way to enhance your credit rating.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a exact cost of the loan.

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Other Payday Lenders in Louisville, Kentucky

Lendmark Financial Services LLC

2928 Heartland Crossing, Boulevard B, Owensboro, KY 42303, USA

+1 (270) 926-6836

www.lendmarkfinancial.com

German American Bank

1200 S Main St, Franklin, KY 42134, USA

+1 (270) 586-4473

germanamerican.com

Carrollton Federal Bank

2539 KY-227, Carrollton, KY 41008, USA

+1 (502) 732-4272

www.carrolltonfederal.com

U.S. Bank ATM - Western Kentucky University Downing Center

1 Big Red Way St, Bowling Green, KY 42101, USA

+1 (800) 872-2657

usbank.com

Cash Express

228 E Main St, Richmond, KY 40475, USA

+1 (859) 623-1903

www.cashexpressllc.com

First State Bank of the Southeast

1820 Cumberland Ave, Middlesboro, KY 40965, USA

+1 (606) 248-5950

Fifth Third Bank & ATM

6801 Alexandria Pike, Alexandria, KY 41001, USA

+1 (859) 635-2050

locations.53.com

Whitaker Bank

2378 KY-15, Whitesburg, KY 41858, USA

+1 (606) 633-4841

www.whitakerbank.com

Advance America

1852 N Main St, Beaver Dam, KY 42320, USA

+1 (270) 274-3989