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What people think about CheckSmart?
The customer agent was professional, courteous, and quick.
Filomena Russel
This location needs to close or get new staff.
Cheyenne Trantow
This place is highway robbery with their fees.
Dr. Karli Ziemann IV
Important
Below you can review general information about payday loans and their common features.
Payday Loans in Louisville, Georgia
Payday loans are short-term loans originally designed to tide consumers over until payday. You can typically borrow from $100 to $1,000.
Payday loans are the easiest loans to qualify for in Louisville, Georgia. The entire process is fast. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal information.
10% small loan cap
Advantages of CheckSmart that offers payday loans in Louisville, Georgia
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to fill out the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lending companies.
Why people take out payday loans?
Payday loans for bad credit
A low credit rating doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to applicants with a poor credit score. Payday loan approvals depend very much on other circumstances. They will check your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and as agreed in the contract.
To get accepted for a cash advance, you need to comply with the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to find out the real APR of the loan before applying, you can use the online calculator. It will help you determine the exact cost of the cash advance loan in a few minutes.
Other Payday Lenders in Louisville, Kentucky
Kroger Money Services
2630 Frederica St, Owensboro, KY 42301, USA
+1 (270) 684-9411
moneyservices.kroger.com
Edward Jones - Financial Advisor: Rob Smotherman, AAMS®
130 N 3rd St, Bardstown, KY 40004, USA
+1 (502) 350-4227
www.edwardjones.com
Signet Federal Credit Union
2620 Lone Oak Rd, Paducah, KY 42003, USA
+1 (270) 554-0280
www.signetfcu.com
Home Federal Bank
1602 Cumberland Ave, Middlesboro, KY 40965, USA
+1 (606) 248-1095
www.homefederalbank.com
