Advance America Payday Loans Review - Louisville, Kentucky

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4.6 11 reviews

Loan agency in Louisville, Kentucky

Organization owner?

2017-B Brownsboro Rd, Louisville, KY 40206, USA

10 years in business

+1 (502) 897-9656

www.advanceamerica.net

Friday
(Good Friday)

10AM–6PM

Hours might differ

Saturday

10AM–2PM

Sunday
(Easter)

Closed

Monday

10AM–6PM

Tuesday

10AM–3PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

Feedback about Advance America?

Here you read the feedback of our clients.

Note

Pay Attention

The first three points show the certain lender. In other turn, below-shown info makes readers grapple with shared information about payday loans.

Payday Loans in Louisville, Georgia

Payday loan is taken out for a short period: 2-3 weeks. The offered loan amounts are $100-$1,000.

Payday loans in Louisville, Georgia are issued problem-free. The interest percentage depends on the customer's person-related data: if you pay off more payday loans, the more favorable terms and rates lenders guarantee.

APR

10% small loan cap

How will Advance America help issue a loan in Louisville, Georgia?

24/7 service. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
High approval level. When it concerns to small amounts, a positive decision comes up 98%.
Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a low score does not guarantee denial.

Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Louisville, ga review this circumstance not a hindrence to take out a loan. The client of a payday loan should be ready to objectively estimate financial solvency, issue a loan, pay off the debt on time and not only resolve current difficulties, but improve the credit rating.

The following general points will be estimated before applying for a payday loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you need to calculate the APR of the loan, you are welcome to utilize the calculator. It will determine the cost of the loan.

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