CheckSmart Payday Loans Review - Louisville, Kentucky

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3.3 10 reviews
Loan agency in Louisville, Kentucky

8230 Preston Hwy, Louisville, KY 40219, USA
+1 (502) 969-0026
www.ccfi.com
Friday
(Good Friday)
8AM–8PM
Hours might differ
Saturday
8AM–4PM
Sunday
(Easter)
Closed
Monday
8AM–7PM
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–8PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

What people think about CheckSmart?

Below you get acquainted with some of the reviews of our clients.
Note

Pay Attention

Now you can see general aspects of payday loans.

Payday Loans in Louisville, Georgia

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts usually range from $100 to $1,000.

Cash advance loans may seem like an easy and speedy solution to a short-term problem in Louisville, Georgia. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on a few factors.

APR

10% small loan cap

Advantages of CheckSmart that offers payday loans in Louisville, Georgia

  • 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval chances. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to clients with a poor credit history. Payday loan approvals depend very much on other factors. They will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.

To get accepted for a cash advance, you have to comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Learn the APR right now. Use this online calculator to specify the exact cost of your loan. It only takes a couple of seconds to become informative even before applying.

Let's see

Other Payday Lenders in Louisville, Kentucky

Ky Cash Advantage

401 Tennessee Rd #1, Albany, KY 42602, USA

+1 (606) 387-4999

Your Hometown Federal Credit Union

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+1 (270) 247-6458

www.yourhometownfcu.org

Cash Express

213 S Mayo Trail ste b, Pikeville, KY 41501, USA

+1 (606) 218-1339

www.cashexpressllc.com

Woodforest Bank

6711 Alexandria Pike, Alexandria, KY 41001, USA

+1 (859) 448-0612

www.woodforest.com

LendNation

2101 Hikes Ln, Louisville, KY 40218, USA

+1 (502) 459-1000

www.lendnation.com

Eagle Finance

535 Moody Dr, Maysville, KY 41056, USA

+1 (606) 564-4047

www.eagle.com

Limestone Bank

130 W Main St, Lexington, KY 40507, USA

+1 (502) 499-4800

www.limestonebank.com

Traditional Bank

1378 Indian Mound Dr, Mt Sterling, KY 40353, USA

+1 (859) 498-8820

www.traditionalbank.com

Check Exchange

717 Big Hill Ave, Richmond, KY 40475, USA

+1 (859) 623-1199