World Finance Payday Loans Review - Lexington, Kentucky

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3.7 16 reviews

Loan agency in Lexington, Kentucky

Organization owner?

2909 Richmond Rd Ste 110, Lexington, KY 40509, USA

+1 (859) 246-3095

www.loansbyworld.com

Thursday

8:30AM–5:30PM

Friday

8:30AM–5:30PM

Saturday

9AM–12PM

Sunday

Closed

Monday

8:30AM–5:30PM

Tuesday

8:30AM–5:30PM

Wednesday

8:30AM–5:30PM

Domain Info

Mailing Address

108 FREDERICK ST

GREENVILLE

29607-2532

United States

Contact Data

networkservices@worldacceptance.com

864-298-9800

+1.9999999999

Testimonials

What people think about World Finance?

Below you see some of the opinions of our clients.

Note

Important

The previous three items charactirize a definite company. But below you can read general information about payday loans.

Payday Loans in Lexington, New York

Payday loans are short-term loans originally designed to tide people over until payday. You can typically borrow from $100 to $1,000.

It is easy and fast to get approved for payday loans in Lexington, New York. The interest rate will be set specifically for each consumer and will depend on the personal details the consumer filled in.

APR

25% small loan cap

Advantages of World Finance that offers payday loans in Lexington, New York

Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s store.
Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
Online process. You can finalize the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.

Fill out an application

Information needed to complete a loan application

You will be required to enter the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people take out payday loans?

Car expenses

26%

Treatment

19%

Vacation

15%

Clothes

11%

Home improvement

11%

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still apply a payday loan. Such loans are designed to help meet the needs of individuals with lower credit scores. There are companies who may be happy to offer you a payday loan even if you have a poor credit rating. You will need a steady income to get accepted for a bad credit payday loan.

To get approved for a cash advance, you need to comply with the following requirements:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.

Let's see