Community Trust Bank Payday Loans Review - Lexington, Kentucky

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4.2 5 reviews

901 Beaumont Centre Pkwy, Lexington, KY 40513, USA
+1 (859) 223-1111
www.ctbi.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5:30PM

Domain Info

Created Date

1997-01-19

Mailing Address

50 WEDDINGTON BRANCH RD

PIKEVILLE

KY

41501-3296

United States

Company Name

Salyer, Mark

Community Trust Bank, Inc

Contact Data

salyerma@ctbi.com

+1.16064332684

Testimonials

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Above there are details about a definite lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Lexington, New York

Payday loans are a kind of loans issued by payday lender to people for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

This financial product in Lexington, New York is issued simply and fast. The interest rate is set considering the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be ensured to you.

APR

25% small loan cap

How will Community Trust Bank help issue a loan in Lexington, New York?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be deposited to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be considered within minutes. The money are transferred in 24 business hours.
  • Fast and high approval level. The positive answer counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a cash advance from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Microfinance organizations in Lexington, ny consider this circumstance not a drawback to take out a loan. The recipient of a payday loan should be prepared to objectively assess financial abilities, take out a loan, repay the debt on schedule and not only handle current difficulties, but enhance the credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should determine its definite cost. This calculator will show the APR of the loan.

Let's see

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