U.S. Bank Branch Payday Loans Review - Lexington, Kentucky

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1.8 12 reviews

Organization owner?

2155 Paul Jones Way, Lexington, KY 40509, USA

+1 (859) 543-9500

locations.usbank.com

Friday

9:30AM–5:30PM

Saturday

9:30AM–2PM

Sunday

Closed

Monday

9:30AM–5:30PM

Tuesday

9:30AM–5:30PM

Wednesday

9:30AM–5:30PM

Thursday

9:30AM–5:30PM

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The first three points specify the certain lender. In other turn, below-defined info makes users get acquainted shared information about payday loans.

Payday Loans in Lexington, New York

Payday loan is taken out for a short term: 2-3 weeks. The offered loan amounts are $100-$1,000.

It is simple and quick to issue payday loans in Lexington, New York. The rates are accured on an individual basis: if a client repays as much payday loans as possible, she will be offered one of the most favorable terms and rates.

APR

25% small loan cap

How will U.S. Bank Branch help take out a payday loan in Lexington, New York?

24/7 service. Such Internet services allow you to get funds at any time. Funds are taken out around the clock. The transfer will be sent to a account, so a personal visit to the office is not necessary.
No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
Online application. The application is filled in and reviewed much faster than in banks. Money is transferred in a mtter of 24 hours after receiving approval.
High approval rate. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks offer more stringent requirements on their customers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a deal.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

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Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor reviewed when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Lexington, New York. The company will assess many points to qualify such as payment abilities. Cash advance will be a way to enhance your bad credit score into a favorable one.

The following common points will be assessed before applying for a loan: