Cardinal Financial Services Inc Payday Loans Review - Harlan, Kentucky

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5 reviews
Loan agency in Harlan, Kentucky

2374 US-421, Harlan, KY 40831, USA
+1 (606) 574-0079
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Testimonials

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Note

Pay Attention

Above-specified info offers the details about a definite lender. Below-shown info is oriented on shared information about payday loans.

Payday Loans in Harlan, Kentucky

A short-term loan is known as a payday loan. This is a type of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

It is easy and quick to take out loans in Harlan, Kentucky. The rates are set on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most reasonable terms and rates.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will Cardinal Financial Services Inc help take out a loan in Harlan, Kentucky?

  • 24/7 operation. Such online services allow you to receive funds at any time. Funds are taken out day and night. The deposit will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their clients. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

9%
Healthcare Bills

10%
Traveling

8%
Car Repair

3%
Clothes

4%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Microfinance organizations in Harlan, ky consider this circumstance not a hindrence to issue a loan. The recipient of a loan should be prepared to objectively assess financial solvency, issue a loan, repay the debt on a due date and not only resolve current difficulties, but improve the credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a real cost of the loan.

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