People's Choice Credit Union Payday Loans Review - Fulton, Kentucky

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1000 Elm St, Fulton, KY 42041, USA
+1 (270) 472-1190
Saturday
9AM–5PM
Sunday
(Easter)
Closed
Monday
9AM–7PM
Tuesday
9AM–7PM
Wednesday
9AM–7PM
Thursday
9AM–7PM
Friday
9AM–7PM
Testimonials

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Above-specified info provides the details about a exact lender. Below-defined info is oriented on common information about payday loans.

Payday Loans in Fulton, New York

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

This financial product in Fulton, New York is issued simply and fast. The interest rate is defined considering the category of the borrower: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

25% small loan cap

How will People's Choice Credit Union help issue a loan in Fulton, New York?

  • 24/7 service. Such online services allow you to credit funds at any time. Funds are issued around the clock. The deposit will be sent to a card, so a personal visit to the store is not required.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and considered much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is taken into account by financial institutions. Payday lenders in Fulton, ny consider this circumstance not a hindrence to issue a loan. The recipient of a loan should be ready to objectively estimate financial capabilities, issue a loan, repay the debt on a due date and not only cope with current difficulties, but enhance the credit score.

The following common points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

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Other Payday Lenders in Fulton, Kentucky

Cash Express

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Advance Auto Parts

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Check Into Cash

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Walmart Money Center

2988 Burkesville Rd, Columbia, KY 42728, USA

+1 (270) 384-4745

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Cash Advance Centers of KY

308 35th St, Catlettsburg, KY 41129, USA

+1 (606) 739-0224

PNC Mortgage

442 Lexington Rd, Versailles, KY 40383, USA

+1 (859) 879-2205

www.pnc.com

Cash Express

31 Hazard Rd, Whitesburg, KY 41858, USA

+1 (606) 633-7734

www.cashexpressllc.com

United Citizens Bank & Trust

7962 Lagrange Rd, Smithfield, KY 40068, USA

+1 (502) 743-5246

www.unitedcitizensbank.com

World Finance

1380 Flemingsburg Rd, Morehead, KY 40351, USA

+1 (606) 780-0384

www.loansbyworld.com