CheckSmart Payday Loans Review - Covington, Kentucky

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5 7 reviews
Loan agency in Fort Wright, Kentucky

1990 Highland Pike #100, Fort Wright, KY 41011, USA
15 years in business
+1 (859) 426-5196
www.ccfi.com
Tuesday
8AM–7PM
Wednesday
8AM–7PM
Thursday
8AM–7PM
Friday
8AM–7PM
Saturday
8AM–4PM
Sunday
Closed
Monday
8AM–7PM

Domain Info

Created Date

2002-11-23

Mailing Address

P.O. Box 81226

Seattle

WA

98108-1226

United States

Company Name

On behalf of ccfi.com owner

Whois Privacy Service

Contact Data

owner-7543386@ccfi.com.whoisprivacyservice.org

+1.2065771368

Testimonials

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Note

Pay Attention

Further there will be presented the details about not a certain lender. The information below will tell about common information about payday loans and its specific aspects.

Payday Loans in Covington, Pennsylvania

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for 2,3 weeks. Available loan amounts are from $100-$1,000.

Such financial products as payday loan in Covington, Pennsylvania is taken out simply and fast for a short time span: 2-3 weeks. The interest rates are established on an individual basis relative to the person-related data: the more cash advance you pay back off, the more favorable rates you will get.

APR

6% APR small loan cap

How will CheckSmart help take out a payday loan in Covington, Pennsylvania?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to process the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to reject the loan. Microfinance organizations do not consider this factor the only one to take out a loan in Covington, Pennsylvania. They rate many other factors before taking out a payday loan. One of them is solvency. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the loan.

Let's see

Other Payday Lenders in Covington, Kentucky

Heights Finance Corporation

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+1 (502) 964-0408

www.heightsfinance.com

Check Exchange

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+1 (502) 868-0002

Harned Insurance & Finance Co

101 W Arcadia Ave, Dawson Springs, KY 42408, USA

+1 (270) 797-3021

Central Financial Services of Ky, Inc.

Shopping Center, 195 Cumberland Crossing, Monticello, KY 42633, USA

+1 (606) 348-3348

www.cfsofky.com

Peoples Exchange Bank

3101 Clays Mill Rd # 101, Lexington, KY 40503, USA

+1 (859) 219-0228

www.pebank.com

MoneyGram

612 N 12th St, Murray, KY 42071, USA

+1 (270) 753-1455

locations.moneygram.com

Banterra Bank

3151 Parisa Dr, Paducah, KY 42003, USA

+1 (270) 442-9718

www.banterra.com

First Financial Bank

2735 Bardstown Rd, Louisville, KY 40205, USA

+1 (502) 259-3000

www.bankatfirst.com

Advance America

828 Lane Allen Rd Suite 160 Suite 160, Lexington, KY 40504, USA

+1 (859) 278-3000

www.advanceamerica.net