First & Farmers National Bank Payday Loans Review - Columbia, Kentucky

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4.8 4 reviews

224 Public Square, Columbia, KY 42728, USA
+1 (270) 384-2361
www.firstandfarmers.com
Wednesday
8:30AM–4PM
Thursday
8:30AM–4PM
Friday
8:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–4PM
Tuesday
8:30AM–4PM

Domain Info

Created Date

2003-12-31

Mailing Address

2020 S HIGHWAY 27

SOMERSET

KY

42501-2926

United States

Company Name

First & Farmers National Bank

First & Farmers National Bank

Contact Data

kelley.rader@firstandfarmers.com

+1.2703854004

Testimonials

Feedback about First & Farmers National Bank?

Here you grapple with the reviews of our clients.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-defined info makes people grapple with common information about payday loans.

Payday Loans in Columbia, Connecticut

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

It is easy and quick to take out loans in Columbia, Connecticut. The rates are accured on an individual basis: if a customer repays as much payday loans as possible, he will be offered one of the most favorable terms and rates.

APR

12$ small loan cap

How will First & Farmers National Bank help issue a loan in Columbia, Connecticut?

  • Day and night service. Night hours are the same working for online payday lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your credit card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to review the application. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and recieve an offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Columbia, Connecticut. The company will assess many points to qualify such as solvency. Cash advance will be a source to improve your bad credit rating into a favorable one.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

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