Central Bank & Trust Co. Payday Loans Review - Berea, Kentucky

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3.8 10 reviews

101 Brenwood St, Berea, KY 40403, USA
+1 (859) 986-0357
www.centralbank.com
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–6PM
Testimonials

What people think about Central Bank & Trust Co.?

Below you see some of the opinions of our clients.
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Pay Attention

Below you can review general information about payday loans and their common aspects.

Payday Loans in Berea, West Virginia

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.

It is hassle-free and speedy to get approved for payday loans in Berea, West Virginia. The APR will be set individually for each person and will depend on the personal details the client entered.

APR

31% APR for loans up to $2,000

Advantages of Central Bank & Trust Co. that offers payday loans in Berea, West Virginia

  • Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
  • Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
  • Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
  • Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
  • Bad credit is accepted. Not all customers are able to receive a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Click a “Submit” button to recieve a loan offer from one of the lenders.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for consumers with a credit report that's less than perfect, or who have poor to no credit history. Bad credit history may prevent you from getting accepted for a bank loan. Payday lenders in Berea, wv work with people with poor credit. You can request a bad credit payday loan online 24/7 and if approved could have the money in your account within a few hours.

To get accepted for a payday loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the exact APR of your payday loan.

Let's see

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