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What people think about Cash Express?
The staff at our local Cash Express was really polite, very helpful, fast and they explained all the details about the payday loan process. I will definitely use their …
Fermin Strosin
They throw their trash in my yard.
Marques Wintheiser
I will definitely use their service again.
Marshall Donnelly
They throw their trash in my yard.
Alayna Zieme DDS
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Below you can read general information about payday loans and their common characteristics.
Payday Loans in Berea, West Virginia
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts usually range from $100 to $1,000.
Payday loans in Berea, West Virginia is are simple to get. The interest rate is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
31% APR for loans up to $2,000
Advantages of Cash Express that offers payday loans in Berea, West Virginia
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive money. The money will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the application. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people apply for payday loans?
Payday loans for bad credit
A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on specific factors. Lenders will check your wages and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.
To get accepted for a payday loan, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator can be used to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.
Other Payday Lenders in Berea, Kentucky
Morgantown Bank & Trust
71 Veterans Way, Morgantown, KY 42261, USA
+1 (270) 526-3881
www.morgantownbank.com
Kroger Money Services
1300 Anderson County Ems Rd, Lawrenceburg, KY 40342, USA
+1 (502) 859-0234
moneyservices.kroger.com
First Harrison Bank
140 S Poplar St, Lebanon Junction, KY 40150, USA
+1 (502) 833-4603
www.firstharrison.com
Edward Jones: Sarah Lange Hyden - Financial Advisor
359 S Lake Dr, Prestonsburg, KY 41653, USA
+1 (606) 889-9004
www.edwardjones.com
Central Bank & Trust Co.
649 E New Circle Rd, Lexington, KY 40505, USA
+1 (859) 253-6343
www.centralbank.com