First South Credit Payday Loans Review - Bardstown, Kentucky

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5 9 reviews

Loan agency in Bardstown, Kentucky

Organization owner?

512 E Stephen Foster Ave # 103, Bardstown, KY 40004, USA

7 years in business

+1 (502) 331-0808

Friday

9AM–5PM

Saturday

Closed

Sunday

Closed

Monday

9AM–5PM

Tuesday

9AM–5PM

Wednesday

9AM–5PM

Thursday

9AM–5PM

Testimonials

Feedback about First South Credit?

Here you read the feedback of our clients.

Note

Pay Attention

Payday lenders are provided in the first three points. Below info shows general information about payday loans.

Payday Loans in Bardstown, Kentucky

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

It is easy and fast to take out loans in Bardstown, Kentucky. The rates are set on an individual basis: if a client repays as much payday loans as possible, he will be provided one of the most efficinet terms and rates.

APR

460% APR*

Max Loan

$500

Min Term

Not Specified

Max Term

60 days

How will First South Credit help issue a payday loan in Bardstown, Kentucky?

Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
Online application. Submit an online application with person-related data. It will take several minutes to consider the application. The money are credited in 24 business hours.
The approval rate is high. Almost 98% of positive decisions are made.
Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.

Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a borrower should submit an application to get an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a negative factor that is considered by financial institutions. Lenders in Bardstown, ky review this circumstance not an obstacle to issue a loan. The borrower of a payday loan should be prepared to objectively assess financial capabilities, take out a loan, pay off the debt on schedule and not only solve current difficulties, but enhance the credit score.

The following general points will be estimated before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

If you need to find out the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will determine the cost of the cash advance.

Let's see