First & Farmers National Bank Payday Loans Review - Albany, Kentucky

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5 5 reviews

101 Plaza Dr, Albany, KY 42602, USA
+1 (606) 387-9850
www.firstandfarmers.com
Wednesday
7:30AM–3:30PM
Thursday
7:30AM–3:30PM
Friday
7:30AM–5PM
Saturday
8AM–12PM
Sunday
Closed
Monday
7:30AM–3:30PM
Tuesday
7:30AM–3:30PM

Domain Info

Created Date

2003-12-31

Mailing Address

2020 S HIGHWAY 27

SOMERSET

KY

42501-2926

United States

Company Name

First & Farmers National Bank

First & Farmers National Bank

Contact Data

kelley.rader@firstandfarmers.com

+1.2703854004

Testimonials

What people think about First & Farmers National Bank?

Below you find some of the opinions of our clients.
Note

Pay Attention

The previous three items charactirize a certain financial institution. But below you can read common data about payday loans.

Payday Loans in Albany, New York

A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Cash advance loans may become an easy and fast solution to a short-term problem in Albany, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on several things.

APR

25% small loan cap

Advantages of First & Farmers National Bank that offers payday loans in Albany, New York

  • 24/7 application. This means you can apply and get money at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
  • High approval rates. 94% of borrowers are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to provide the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and get the lender’s decision.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies consumers from getting a bank loan. Payday loans give clients with a bad credit history an increased opportunity to get accepted for such loans. A payday loan may be the only loan available for some consumers to help them deal with unexpected problems. If you take out such a loan, it is important that you always borrow within your means and pay off your loan commitments without delays.

To get accepted for a loan, you must comply with the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to learn the exact cost of the payday loan even before applying.

Let's see

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