First & Farmers National Bank Payday Loans Review - Albany, Kentucky

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5 4 reviews

200 N Washington St, Albany, KY 42602, USA
+1 (606) 387-6416
firstandfarmers.com
Wednesday
7:30AM–3:30PM
Thursday
7:30AM–3:30PM
Friday
7:30AM–3:30PM
Saturday
Closed
Sunday
Closed
Monday
7:30AM–3:30PM
Tuesday
7:30AM–3:30PM

Domain Info

Created Date

2003-12-31

Mailing Address

2020 S HIGHWAY 27

SOMERSET

KY

42501-2926

United States

Company Name

First & Farmers National Bank

First & Farmers National Bank

Contact Data

kelley.rader@firstandfarmers.com

+1.2703854004

Testimonials

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Above there are details about a certain lender. Below every user may grapple with the essence of payday loans.

Payday Loans in Albany, New York

Payday loans are a type of loans issued by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Albany, New York are taken out easily. The interest percentage is dependent on the customer's person-related information: if you pay off more payday loans, the more favorable terms and rates lenders offer.

APR

25% small loan cap

How will First & Farmers National Bank help take out a payday loan in Albany, New York?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be deposited to bank account. You won't be asked to attend any department.
  • No certificates required. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval percentage. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to issue a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low credit rating won't be a hindrance to take out a payday loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Albany, ny consider this circumstance not an obstacle to issue a loan. The customer of a cash advance should be ready to objectively estimate financial abilities, take out a loan, pay back the debt on time and not only handle current issues, but enhance the credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will define the cost of the loan. It takes seconds to see the result.

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