LoanSmart Payday Loans Review - Wichita, Kansas

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4.9 48 reviews
Loan agency in Wichita, Kansas

3912 S Broadway St, Wichita, KS 67216, USA
7 years in business
+1 (316) 524-6999
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
Closed
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–4PM
Testimonials

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Above-shown info provides the details about a exact lending company. Below-specified info is oriented on shared information about payday loans.

Payday Loans in Wichita, Kansas

A short-term loan is considered as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Wichita, Kansas is issued simply and fast. The interest percentage is specified depending on the category of the borrower: the more loans are successfully paid back, the more favorable terms will be ensured to you.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will LoanSmart help issue a payday loan in Wichita, Kansas?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with person-related data. It will take some minutes to consider the application. The funds are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get an offer from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are denied a loan at bank, the reason may be a bad credit history. This is a factor processed when deciding to issue a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Wichita, Kansas. The company will assess many points to qualify such as solvency. Cash advance will be a source to enhance your bad credit score into a favorable one.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

Other Payday Lenders in Wichita, Kansas

Jamestown State Bank

103 Main St, Randall, KS 66963, USA

+1 (785) 739-2212

Security Bank of Kansas City

10840 Parallel Pkwy, Kansas City, KS 66109, USA

+1 (913) 281-3165

www.securitybankkc.com

Sunflower Bank ATM

2200 Canterbury Dr, Hays, KS 67601, USA

+1 (888) 827-5564

www.sunflowerbank.com

Equity Bank

3825 SW 29th St, Topeka, KS 66614, USA

+1 (785) 272-5257

www.equitybank.com

LoanMaster

4007 Parkview Dr C, Pittsburg, KS 66762, USA

+1 (620) 231-1647

www.titlecash.com

Arvest Bank

7401 W 135th St, Overland Park, KS 66223, USA

+1 (913) 953-4392

locations.arvest.com

Meritrust Credit Union - Oliver

2900 Oliver, Wichita, KS 67210, USA

+1 (316) 683-1199

www.meritrustcu.org

Morton Credit Union

121 Morton Dr, South Hutchinson, KS 67505, USA

+1 (620) 665-6792

www.mortoncu.com

Freedom 1st Federal Credit Union

57915 Leavenworth, McConnell AFB, KS 67221, USA

+1 (316) 685-0205

www.freedom1stfcu.org