Fidelity Bank - Cherry Creek Payday Loans Review - Wichita, Kansas

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3.5 6 reviews

Organization owner?

7711 E Harry St, Wichita, KS 67207, USA

+1 (316) 265-2261

www.fidelitybank.com

Monday

7:30AM–8PM

Tuesday

7:30AM–8PM

Wednesday

7:30AM–8PM

Thursday

7:30AM–8PM

Friday

7:30AM–8PM

Saturday

9AM–5PM

Sunday

Closed

Domain Info

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Here you read the reviews of our clients.

Note

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes users get acquainted general information about payday loans.

Payday Loans in Wichita, Kansas

A short-term lending option is considered as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts are from $100-$1,000.

It is simple and fast to take out payday loans in Wichita, Kansas. The rates are set on an individual basis: if a client repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Fidelity Bank - Cherry Creek help take out a loan in Wichita, Kansas?

24/7 service. Such online services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a credit card, so a personal visit to the store is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval level. When it relates to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.

Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

18%

Healthcare Bills

20%

Traveling

15%

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

If you are declined a loan at bank, the reason may be a bad credit history. This is a factor taken into account when deciding to take out a loan. Payday lenders do not consider this factor the only one to issue a loan in Wichita, Kansas. The lending company will estimate many points to qualify such as payment abilities. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following common points will be assessed before applying for a cash advance:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

If you are going to issue a payday loan, you should define its real cost. This calculator will show the APR of the loan.

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