Legacy Bank Payday Loans Review - Wichita, Kansas

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5 2 reviews

8725 W Central Ave, Wichita, KS 67212, USA
+1 (316) 721-9595
legacy.bank
Monday
8AM–6PM
Tuesday
8AM–6PM
Wednesday
8AM–6PM
Thursday
8AM–6PM
Friday
8AM–6PM
Saturday
9AM–12PM
Sunday
Closed
Testimonials

Feedback about Legacy Bank?

Here you get acquainted with the feedback of our customers.
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Pay Attention

Further there will be shown the details about not a definite lender. The information below will explain shared information about payday loans and its specific aspects.

Payday Loans in Wichita, Kansas

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

It is easy and fast to take out loans in Wichita, Kansas. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be offered one of the most efficinet terms and rates.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Legacy Bank help take out a loan in Wichita, Kansas?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with person-related data. It will take several minutes to consider the form. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the request when lenders in Wichita, ks will estimate other aspects like solvency and approve a cash advance. This is a way to enhance your credit score.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to use the calculator. It will determine the cost of the payday loan.

Let's see

Other Payday Lenders in Wichita, Kansas

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Kansas Development Finance Authority

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UMB Bank ATM

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Western State Bank

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RCB Bank

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+1 (620) 860-7700

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Dillon Credit Union

2704 N Lorraine St, Hutchinson, KS 67502, USA

+1 (620) 669-8500

www.dilloncu.com

The Bank

331 Quincy Ave, Herndon, KS 67739, USA

+1 (785) 322-5619

thebankks.com

Prescott State Bank

283 E Main St, Prescott, KS 66767, USA

+1 (913) 471-4321

onlinebanking.prescottstatebank.com

INTRUST Bank ATM

2277 S Eisenhower Airport Pkwy, Wichita, KS 67209, USA

+1 (800) 895-2265

www.intrustbank.com