Meritrust Credit Union - Pawnee Payday Loans Review - Wichita, Kansas

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3.4 43 reviews

1322 W Pawnee St, Wichita, KS 67213, USA
+1 (316) 683-1199
www.meritrustcu.org
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Thursday
9AM–5:30PM
Friday
9AM–5:30PM
Saturday
Closed
Testimonials

Feedback about Meritrust Credit Union - Pawnee?

Here you read the feedback of our clients.
Note

Pay Attention

Further there will be shown the details about not a certain lending company. The information below will explain common information about payday loans and its specific aspects.

Payday Loans in Wichita, Kansas

Payday loan is taken out for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Wichita, Kansas is issued easily and fast. The interest rate is specified respecting the category of the customer: the more loans are successfully repaid, the more favorable terms will be offered to you.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Meritrust Credit Union - Pawnee help issue a payday loan in Wichita, Kansas?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued around the clock. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their clients. Age restrictions and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low score does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

7%
Healthcare Bills

8%
Traveling

6%
Car Repair

2%
Clothes

3%
Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is processed by financial institutions. Payday lenders in Wichita, ks review this circumstance not an obstacle to take out a loan. The recipient of a cash advance should be prepared to objectively estimate financial capabilities, take out a loan, repay the debt on a due date and not only resolve current issues, but enhance the credit history.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should determine its exact cost. This calculator will show the annual percentage rate of the loan.

Let's see

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