UMB Bank (with drive-thru services) Payday Loans Review - Wichita, Kansas

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5 2 reviews

130 N Market St, Wichita, KS 67202, USA
+1 (316) 267-1191
locations.umb.com
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Testimonials

Feedback about UMB Bank (with drive-thru services)?

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Pay Attention

Above there are details about a exact lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Wichita, Kansas

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for cutomers.

It is simple and fast to take out payday loans in Wichita, Kansas. The rates are set on an individual basis: if a customer repays as much payday loans as possible, she will be provided one of the most reasonable terms and rates.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will UMB Bank (with drive-thru services) help issue a loan in Wichita, Kansas?

  • Day and night service. Night hours are the same working for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to review the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

4%
Healthcare Bills

4%
Traveling

3%
Car Repair

1%
Clothes

2%
Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor processed when deciding to take out a cash advance. Microfinance organizations do not consider this factor the only one to issue a loan in Wichita, Kansas. The company will estimate many points to qualify such as payment abilities. Cash advance will be a source to improve your bad credit score into a favorable one.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will provide the cost of the payday loan. It takes seconds to see the result.

Let's see

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INTRUST Bank ATM

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Easy Credit Auto Sales, Inc.

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Urban Personal Loans

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INTRUST Bank ATM

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Commercial Bank

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+1 (620) 431-3200

www.commercialbank.net

Arvest Bank ATM

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+1 (888) 307-3496

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Citizens State Bank

200 Cedar St, Hesston, KS 67062, USA

+1 (620) 327-4941

www.thecsb.com