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Feedback about Simmons Bank?
Money was urgently needed. I submitted an online application in Simmons Bank. I sent all the necessary photos of documents, talked to the managers by phone. The requested payday loan was approved. Within an hour, the money was deposited to my card.
Josefa Hoeger
Only an ID is needed to apply. Was on a business trip and needed cash, it turns out that you can credit your personal bank card safely, and most importantly, quickly. Recommend!
Prof. Lenora O'Hara Jr.
Simmons Bank is quite fair, I will explain: the first cash advance, the limit is increased gradually. It is subject to repayment on schedule. The employees in those support are adequate, they gave clear answers to my questions. There were no delays. And the percentage is like everywhere else.
Conrad Sanford
I trusted Simmons Bank when it was necessary to get a payday loan. I filled out an application quickly. No problems.
Geo Terry
Simmons Bank seemed to me the reliable. At least no insurance and extra charges. There are no discounts for regular customers. When repaying a debt, a transfer fee is not taken, although this is a bonus.
Alisa Goldner DVM
Minimum application form, only an ID was required. Very quick processing. The first loan was given with a limit of $500 at fair interest rate, so far it has been returned on schedule, it can be either extended or repaid ahead of schedule.
Cora Jast
It so happened that it had to go to another town, but the paycheck had not yet arrived. A friend recommended me to use Simmons Bank. I have not regretted. Yes, the rate is not small, but when an emergency arises, you don't have to choose.
Howell Skiles
Pay Attention
Further there will be given the details about not a exact lender. The information below will explain common information about payday loans and its specific elements.
Payday Loans in Wichita, Kansas
A short-term loan is known as a payday loan. This is a kind of a financial product issued for several weeks. Available loan amounts range from $100-$1,000.
It is simple and quick to issue loans in Wichita, Kansas. The rates are set on an individual basis: if a client repays as much payday loans as possible, she will be provided one of the most favorable terms and rates.
391%*
$500
7 days
30 days
How will Simmons Bank help take out a loan in Wichita, Kansas?
- Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed money will be credited to account. You won't be asked to visit any department.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online application. You have to fill out an online application only. It will be processed within minutes. The funds are credited in 24 business hours.
- Fast and high approval level. The positive answer counts almost 98%.
- Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be an obstacle to issue a loan from online lenders.
What data to fill out in the application? - General Info
Then a customer should submit an application to get a proposal from one of lending companies.
Why people take out payday loans?
Payday loans for bad credit
If you are declined a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to issue a loan. Payday lenders do not consider this factor the only one to take out a loan in Wichita, Kansas. The lending company will estimate many points to qualify such as financial capabilities. Payday loans will be a source to improve your bad credit rating into a favorable one.
The following common points will be assessed before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
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- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
APR Calculator
If you are going to issue a payday loan, you should determine its real cost. This calculator will show the APR of the loan.
Other Payday Lenders in Wichita, Kansas
Express Cash Payday Loan Co
729 S Kansas Ave, Topeka, KS 66603, USA
+1 (785) 232-2456
expressloansofamerica.com
Edward Jones - Financial Advisor: Dan Jurkovich, CFP®
227 S Summit St, Arkansas City, KS 67005, USA
+1 (620) 442-1099
www.edwardjones.com
Commerce Bank
1111 Fleming St, Garden City, KS 67846, USA
+1 (620) 276-5600
locations.commercebank.com
Central National Bank - Inside Walmart
1501 SW Wanamaker Rd, Topeka, KS 66604, USA
+1 (785) 228-3020
centralnational.com