The Valley State Bank Payday Loans Review - Wichita, Kansas

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4.9 9 reviews

5310 S Broadway St, Wichita, KS 67216, USA
+1 (316) 524-2211
www.valleystatebank.com
Wednesday
9AM–4:30PM
Thursday
9AM–4:30PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4:30PM
Tuesday
9AM–4:30PM

Domain Info

Created Date

1997-06-13

Mailing Address

KS

United States

Company Name

The Valley State Bank

The Valley State Bank

Testimonials

Feedback about The Valley State Bank?

Here you grapple with the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-shown info makes people get acquainted general information about payday loans.

Payday Loans in Wichita, Kansas

Payday loans are a kind of loans taken out by payday lender to people for a short period of time - usually 2 to 3 weeks. It is taken out a small amount: $100-$1,000.

Payday loans in Wichita, Kansas are taken out problem-free. The interest rate depends on the client's person-related data: if you cover obligations for more payday loans, the more reasobanle terms and rates lenders guarantee.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will The Valley State Bank help issue a loan in Wichita, Kansas?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are issued around the clock. The loan will be sent to a account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and reviewed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to submit an application and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to take out a loan in Wichita, Kansas. They assess many other factors before taking out a cash advance. One of them is payment abilities. This is a way to enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the APR. This is a real cost of the payday loan.

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