Sunflower Bank Payday Loans Review - Wichita, Kansas

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4.3 24 reviews

201 N Main St, Wichita, KS 67202, USA
+1 (316) 652-1216
www.sunflowerbank.com
Wednesday
10AM–3PM
Thursday
10AM–3PM
Friday
10AM–3PM
Saturday
Closed
Sunday
Closed
Monday
10AM–3PM
Tuesday
10AM–3PM
Testimonials

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Here you read the reviews of our clients.
Note

Pay Attention

Above-specified info provides the details about a definite lending company. Below-defined info is devoted to general information about payday loans.

Payday Loans in Wichita, Kansas

According to the definiftion, a payday loan is a lending option issued for a short term: 2-3 weeks. A small amount is issued: $100-$1,000.

Such financial products as payday loan in Wichita, Kansas is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

391%*

Max Loan

$500

Min Term

7 days

Max Term

30 days

How will Sunflower Bank help issue a payday loan in Wichita, Kansas?

  • 24/7 operation. Such online services allow you to receive funds at any time. Money are taken out around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to taking out a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Microfinance organizations in Wichita, ks review this circumstance not a hindrence to issue a loan. The borrower of a payday loan should be prepared to objectively assess financial capabilities, take out a loan, pay back the debt on schedule and not only handle current difficulties, but improve the credit score.

The following common points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a loan, you should define its definite cost. This calculator will show the APR of the loan.

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