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What people think about Fusion Bank (fka First State Bank & Trust Co)?
I was accepted for $800 for a period of 3 weeks. In the end, I had to repay twice as much with all the fees charged.
Mylene Hayes
I tried to borrow funds from Fusion Bank (fka First State Bank & Trust Co). They rejected me. Why then declare they accept everyone even those with bad credit?? Choose another lender. Later, got many texts with an offer to apply for a payday loan. I do not recommend this loan provider.
Willow Becker
I got cash advance from Fusion Bank (fka First State Bank & Trust Co) 3 times. Repaid all my loans in a timely manner. Last morning wanted to borrow more, but they approved me for only $500 ???
Briana Huel
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Below you can read general information about payday loans and their common characteristics.
Payday Loans in Pratt, West Virginia
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be paid off + interest as soon as you get your next paycheck. Terms typically do not exceed 4 weeks.
Payday loans are the easiest loans to access in Pratt, West Virginia. The entire process is effortless. They are issued quickly and come with individual interest rate. It will be influenced by the borrower’s personal information.
31% APR for loans up to $2,000
Advantages of Fusion Bank (fka First State Bank & Trust Co) that offers payday loans in Pratt, West Virginia
- 24/7 service. This means you can apply and get money at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the offer.
Why people apply for payday loans?
Payday loans for bad credit
Having a poor credit score automatically disqualifies people from getting a bank loan. Payday loans give individuals with a bad credit score an increased opportunity to get accepted for short-term loans. A payday loan may be the only loan available for some clients to help them cover urgent expenses. If you take out such a loan, it is critical that you always borrow within your opportunities and pay back your loan commitments as agreed in the contract.
To get accepted for a cash advance, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the exact cost of the cash advance loan immediately.
Other Payday Lenders in Pratt, Kansas
Commercial Bank
1315 S Santa Fe Ave, Chanute, KS 66720, USA
+1 (620) 431-3200
www.commercialbank.net
Helping Hand Quick Cash
1116 N Taylor Ave, Garden City, KS 67846, USA
+1 (620) 276-8999
helpinghandquickcash.com
